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How Much Money You Need For Day Trading

For Day Trading in the U.S. you must maintain minimum balance of $25,000 in your margin account on any day that you Day Trade, and which can be a combination of cash and eligible stocks.

A few decades ago, if you wanted to start your Day Trading activity, you needed to amass a large sum of money, have access to stock brokers, and possess high levels of stock market skills. Today, technically it would be possible to start Day Trading with as little as $500 or even less but due to the Pattern Day Trading Rule in reality you can't avoid deposition of $25K at your online stock broker.

In the U.S. the Financial Industry Regulatory Authority (FINRA) requires at least $25,000 in your account to allow Day Trading for a pattern Day Trade, or else your broker will restrict your trading ability.

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